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Privacy policy

Milliman Inc, is responsible (“personuppgiftansvarig”) for the treatment of personal data that is collected from users located in Sweden and on this particular website only, namely http://se.milliman.com/.

Milliman respects your privacy and is committed to protecting the personal information you share with us. The purpose of this Privacy Policy is to set out the principles governing our use of personal information. If you give us personal information, we will treat it according to this policy and in compliance with the EU Standard Contractual Clauses issued by the European Commission, for the transfer of personal data of Sweden Milliman Financial Strategies AB to processors established in third countries and for the transfer of personal data between data controllers, i.e. from Sweden Milliman Financial Strategies AB to Milliman Inc. in view of a subsequent use by Milliman Inc. as provided for hereunder. To learn more about the Safe Harbor program, and to view Milliman, Inc.’s certification, please visit http://www.export.gov/safeharbor/.

Collection of information and security

Aggregate information

Like many companies, we monitor the use of this Web site by collecting aggregate information. No personally identifiable data are collected in this process. Typically, we collect information about the number of visitors to the Web site, to each Web page and the originating domain name of the visitor's Internet Service Provider. This information is used to improve the usability, performance and effectiveness of the Web site.

How we collect aggregate information

In some instances, Milliman may collect aggregate data through cookies.

A "cookie" is a text-only string of information that we send to the cookie file of the browser on your computer's hard disk by our web server. They are used in order to make websites work, or work more efficiently, as well as to provide information to the owners of the website.

The Website may use both strictly necessary cookies and performance cookies. Strictly necessary cookies enable you to move from page to page within the Website and to use its features. These cookies are deleted when you close your browser. Performance cookies allow us to collect information, including the number of visitors to the Website; where they have come to the Website from; and the length of time they have spent on the Website.

We may use services such as Google Analytics or Leadlander, both of which use cookies to collect such information. We would use this information to compile statistics and to help us to improve the Website; however, these cookies do not in themselves collect information that identifies an individual.

The majority of Web browsers accept cookies and similar files, but you can usually change the browser settings to prevent this. However, if you do so, some functionality of this Web site may be lost.

Personal information

If you are required to register in order to use a feature of this Web site or to complete an online application form (e.g. to obtain e-mail updates or online publications), we will collect personally identifiable information about you, such as your name, e-mail address, country of residence, and other information which you voluntarily submit.

This information is used to contact you. Personal information may also be disclosed to subcontractors, for example, for maintenance purposes or as further described below. Access to an individual user's Personal Information by these contractors is limited to the information reasonably necessary for the contractor to perform its limited function for Milliman Inc. Milliman Inc. does not in any other way other than specified herein above collect personal information.


We store your personal data on a secure server that is password protected and shielded from the outside world by a firewall. We have in place security policies that are intended to ensure, as far as possible, the security and integrity of all our information, including your personal information.

Sharing your personal information

Data processing and storage

If we obtain any personal information about you, we may share it within Milliman or any of our worldwide subsidiaries for purposes of data processing or storage, or to provide a requested service.

Authorized third-party agents

We also may share your personal information with authorized third-party agents or contractors in order to provide a requested service or transaction. For example, if we need to ship something to you, we must share your name and address with a shipping company. We only provide third-party agents with the minimum amount of personal information necessary to complete the requested service or transaction.

Legal requirements and illegal activities

We may respond to subpoenas, court orders, or legal process by disclosing your personal information and other related information, if necessary. We may collect and share personal information in order to investigate or take action regarding illegal activities, suspected fraud, violations of Milliman's Terms of Use, or as otherwise required by law.

Notice and choice for onward transfer

We will ask you for your opt-in consent to share your personal information with a third party for any other reason.


Our Web sites do not target and are not intended to attract children under the age of 13. We do not knowingly collect information from or about children.

Access and corrections

You have a right to request access to personal information that is held about you. If access is to be provided, a small fee may be charged. A request for records should be made in writing, be signed by you and mailed to:

1301 Fifth Avenue
Suite 3800

You also have a right to require any inaccuracies in your information to be corrected free of charge. You can ask us to modify your details by sending an e-mail to the Chief Compliance Officer.

Opting out

We may, from time to time, contact you by e-mail with information about our products or services. If you do not wish to receive such e-mails you can easily opt out by sending us an e-mail.

Third-party links

Our Web site may provide links to other third-party Web sites that are outside our control and not covered by this policy. We encourage you to review the privacy policies posted on these (and all) sites.


We may change our privacy policy from time to time. We therefore ask you to check it occasionally to ensure that you are aware of the most recent version.

How to contact us

We welcome feedback and questions on this privacy policy. If for any reason you wish to contact us, please send an e-mail.


If you have inquiries or complaints regarding your personal data, please send an e-mail. Complaints will be resolved internally in accordance with Milliman’s complaints procedures. If efforts to resolve the matter internally are unsatisfactory, the compliant may be submitted to the American Arbitration Association (http://www.adr.org/), which has been selected as the independent recourse mechanism to resolve complaints and disputes relating to this Privacy Policy.

This Web site is provided by Milliman, Inc. You may contact Milliman by sending us an e-mail. References to "Milliman," "we," "us," and "our" are references to Milliman, Inc. and its affiliates.